Recovery Officer – Hillcrest Solutions (Pvt.) Ltd.

Job Description We are looking for highly motivated Recovery Officers to join our growing team across 30+ cities in Pakistan. As a Recovery Officer, you will play a key role in managing loan portfolios, ensuring timely recoveries, and maintaining healthy customer relationships in compliance with State Bank of Pakistan (SBP) guidelines. ________________________________________ Key Responsibilities • Monitor outstanding loan portfolios and promptly identify potential delinquencies. • Conduct regular field visits to evaluate customer repayment capacity. • Collaborate with branch managers and credit officers to achieve recovery targets. • Contact customers via calls and visits to encourage timely repayments. • Maintain accurate records and ensure compliance with internal banking policies. • Handle customer information with strict confidentiality. • Stay updated with SBP regulations and relevant legal requirements. ________________________________________ What We’re Looking For • Positions Available: 50+ across Pakistan (30+ cities) • Education: Bachelor’s degree in Business, Commerce, or a related discipline (required) • Experience: Fresh graduates or up to 1 year of relevant experience in the banking/finance sector • Gender: No preference – equal opportunity employer ________________________________________ Required Skills • Strong knowledge of MIS, portfolio management, and recovery strategies • Proficiency in MS Excel, Word, and core banking systems • Excellent communication, negotiation, and persuasion skills • Market awareness with strong relationship management abilities ________________________________________ Why Join Us? • Competitive salary package with commissions and performance-based bonuses • Opportunity to work in a reputable financial institution • Structured career growth and professional development • Exposure to dynamic markets and nationwide operational network ________________________________________ Job Details • Industry: Services • Functional Area: Accounts, Finance & Financial Services • Job Shift: First Shift (Day) • Job Type: Full-Time / Permanent • Job Locations: Dunyapur, Gujrat, Hyderabad, Islamabad, Khanewal, Muzaffarabad, Sargodha, Shorkot, and more across Pakistan • Minimum Education: Bachelor’s degree in Business, Commerce, or related field • Career Level: Entry Level • Experience Required: Fresh – 1 Year