Assistant Manager Regulatory Reporting – Mobilink Microfinance Bank Ltd.

Grade: OG-I
Department: Risk Management
Location: Head Office
Positions: 1

Job Overview

The Assistant Manager Regulatory Reporting plays a critical role in ensuring accurate, timely, and compliant regulatory reporting in line with State Bank of Pakistan (SBP) guidelines. The role involves end-to-end ownership of regulatory submissions, credit data integrity, reconciliation, and collaboration with internal and external stakeholders. This position also contributes significantly to the bank’s digital transformation initiatives by supporting automation, system enhancements, and User Acceptance Testing (UAT).

Key Responsibilities

• Prepare and circulate Credit MIS, including SBP regulatory reports, credit processing statistics, goldsmith concentration, margin call reports, and the authorized branches list for gold lending.

• Ensure timely submission of SBP eCIB and Private Credit Information Bureau (CIB) reports within prescribed deadlines.

• Monitor margin calls by tracking collateral market price movements against outstanding loans and notify relevant branches when thresholds are breached.

• Maintain and update the authorized branches list for gold lending and ensure accurate reporting to SBP.

• Reconcile and update records of defaulted customers, including post-recovery updates, to avoid regulatory and legal issues.

• Report credit exposure to SBP Credit Bureau and other stakeholders for both regular and defaulted customers.

• Identify and highlight early warning signals for potential bad debt loans to management.

• Lead and support UAT activities for new systems, including digital lending platforms and Core Banking Systems (T24 or others).

• Propose system enhancements to improve logic, usability, automation, and SBP compliance.

• Ensure maximum automation of credit-related reports to reduce manual intervention and improve data accuracy.

• Monitor daily reports, identify anomalies, coordinate issue resolution, and ensure closure through a structured rectification process.

• Suggest continuous improvements through process efficiency, automation, and digitization.

• Perform any other tasks assigned by the Line Manager or Head of Department.

Eligibility & Requirements

• Bachelor’s or Master’s degree from a reputable institution in:

  • Business Administration

  • Banking & Finance

  • Agriculture

  • Economics

  • Accounts

• Professional certifications will be considered an added advantage.

• Minimum 3 years of relevant experience in credit, regulatory reporting, or banking.

Essential Skills

• Strong understanding of Microfinance Banking

• Knowledge of SBP regulatory frameworks and credit reporting

• Excellent communication and interpersonal skills

• Strong analytical and reconciliation skills

• Ability to work cross-functionally with multiple stakeholders

About Mobilink Microfinance Bank Ltd. (MMBL)

Mobilink Microfinance Bank Ltd. serves over 48 million registered users, including 20+ million monthly active customers across Pakistan. With a hybrid model integrating microfinance and digital banking, MMBL operates 114+ branches and over 270,000 branchless banking agents nationwide. The bank offers a wide range of services including savings, MSME loans, housing finance, remittances, payments, insurance, and digital wallets—playing a vital role in advancing financial inclusion across the country.

Why Join MMBL?

MMBL offers an opportunity to be part of a purpose-driven organization committed to innovation, teamwork, and customer-centricity. This role is ideal for professionals eager to contribute to digital transformation, regulatory excellence, and meaningful financial impact across Pakistan.